Life and Critical Illness Assurance

We all have financial responsibilities such as a mortgage and household bills. But what would happen if you couldn't work because of injury, critical illness, or worse still, if you were to die? Would your family be able to cope financially.

At Ashcroft Financial Solutions, a key part of our service is to help you find affordable ways to protect those dearest to you. Our independent advisers will offer you advice on the different types of solutions available and will help find the right type and level of cover for you. There are lots of companies offering cover with lots of variation in cost. Ashcroft Financial Solutions can help find the best cover for you at the right price.

We all hope critical illnesses such as a stroke, heart attack or cancer won't affect us. However, many of us may be affected at some point in our lives. What's more, these types of illness can strike without warning. Did you know that you are two and a half times more likely to suffer a critical illness than die before the age of 65? At such a traumatic time, financial concerns are the last thing you would want to add to your worries. Critical illness policies are designed to soften the blow by providing you with a tax-free lump sum should your income suffer or you need to pay medical or care fees. If you are unable to return to work or you have to take a job at a lower salary, the lump sum can be invested to provide an income to continue to help you meet financial commitments.